American Express OptBlue Program

MBPS is pleased to offer the American Express OptBlue Program to its merchants and sales partners! Accepting American Express is now integrated into the same process merchants use today for other card brands. With OptBlue Program, you can streamline your workflow and spend less time on back-office duties. Focus on the things that will really help you grow your business.

Free To Join OptBlue Program

Your MBPS account includes the American Express OptBlue program, which gives merchants the opportunity to accept payments from customers using an American Express card. The rates for these transactions are determined by MBPS, similar to how it’s done with Visa, MasterCard and Discover. MBPS customers can now enjoy the cost savings associated with this program and offer an additional form of payment to increase sales.

Low Rates Only at MBPS

MBPS’s margin on American Express transactions is fixed at 0.40% and $0.10/transaction. The different American Express rates that you’ll pay – just find your business category, and see the rate for each transaction size! These are the Final rates and include all American Express costs, network fees, and MBPS margins.

Retail

Transaction Size: < $75.00

2.15% + $0.20/transaction

Transaction Size: < $1,000.00

2.50% + $0.20/transaction

Transaction Size: > $1,000.00

2.95% + $0.20/transaction

Restaurant

Transaction Size: < $75.00

2.15% + $0.20/transaction

Transaction Size: < $1,000.00

2.50% + $0.20/transaction

Transaction Size: > $1,000.00

2.95% + $0.20/transaction

Business to Business

Transaction Size: < $400.00

2.10% + $0.20/transaction

Transaction Size: < $7,500.00

2.35% + $0.20/transaction

Transaction Size: > $7,500.00

2.80% + $0.20/transaction

Healthcare

Transaction Size: < $150.00

2.10% + $0.20/transaction

Transaction Size: < $2,000.00

2.40% + $0.20/transaction

Transaction Size: > $2,000.00

2.85% + $0.20/transaction

Non-Profit

Transaction Size: < $100.00

2.05% + $0.20/transaction

Transaction Size: < $3,000.00

2.40% + $0.20/transaction

Transaction Size: > $3,000.00

2.85% + $0.20/transaction

Professional Services

Transaction Size: < $400.00

2.15% + $0.20/transaction

Transaction Size: < $3,000.00

2.50% + $0.20/transaction

Transaction Size: > $3,000.00

2.95% + $0.20/transaction

Travel & entertainment

Transaction Size: < $100.00

2.80% + $0.20/transaction

Transaction Size: < $1,000.00

3.15% + $0.20/transaction

Transaction Size: > $1,000.00

3.55% + $0.20/transaction

Additional fees

Card-Not-Present Surcharge: American Express will add 0.30% to all "Card-Not-Present" transactions. International Surcharge: American Express will add 0.40% to all international sales.

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